At CareBharat Insurance, we believe in transparency, compliance, and fair usage of our services. The following Terms & Conditions govern the use of our website and insurance services.
✔ Binding Agreement: By using our website and services, you agree to comply with these Terms & Conditions.
✔ Eligibility: You must be at least 18 years old and capable of entering into a contract.
✔ Updates to Terms: We may update these terms periodically, and continued use of our services implies acceptance of changes.
💡 Tip: Always review the latest terms on our website before purchasing or renewing a policy.
📌 Permitted Use:
✔ Access to Insurance Products & Quotes: Explore insurance policies, request quotes, and compare products.
✔ Policy Purchases & Renewals: Online policy issuance, premium payments, and renewals available for registered users.
✔ Claims Assistance & Customer Support: We offer guidance on policy claims, endorsements, and settlement procedures.
💡 Tip: Always review the latest terms on our website before purchasing or renewing a policy.
📌 Prohibited Use:
❌ Misrepresentation: Providing false information may result in policy cancellation.
❌ Unauthorized Access: Attempting to manipulate website data, bypass security, or impersonate another user is strictly prohibited.
❌ Commercial Exploitation: You may not copy, sell, or distribute our website content for commercial purposes.
💡 Tip: Use the services for personal insurance needs—misuse can lead to legal action.
✔ Ownership: All content, including text, logos, graphics, and software, is owned by CareBharat Insurance and protected by copyright & trademark laws.
✔ Restrictions: You may not copy, modify, or distribute our intellectual property without permission.
✔ Limited License: Users may access & use content for personal insurance-related purposes only.
💡 Tip: Always attribute CareBharat Insurance if sharing educational content from our website.
✔ We may provide links to third-party websites for additional services, but:
✔ We do not control external sites – These are provided for convenience but not endorsed by CareBharat.
✔ Third-Party Policies: Other insurers have their own terms – always review them before purchasing.
✔ No Liability: We are not responsible for external content, services, or transactions.
💡 Tip: Verify third-party websites before entering personal or financial details.
✔ No Guarantee of Uninterrupted Service: We are not liable for technical issues, website downtimes, or cyberattacks.
✔ No Direct Responsibility for Insurance Claims: We act as a broker and do not guarantee insurer claim approvals.
✔ No Liability for Losses: We are not responsible for financial losses, claim denials, or third-party service failures.
💡 Tip: For disputes regarding claim rejections, contact the respective insurance provider’s grievance redressal mechanism.
✔ We adhere to strict privacy policies to protect user data.
✔ Your data will not be shared with third parties without consent, except as required by law.
✔ Use of our website is subject to our Privacy Policy, which details data collection, storage, and usage.
💡 Tip: Always ensure your contact information is updated to receive policy-related notifications.
📌 Policy Cancellations:
✔ Customers may cancel policies within the free-look period (as per policy T&Cs).
✔ Refunds are subject to insurer policies and regulatory deductions.
✔ Premium refunds are processed to the original payment method.
📌 Policy Lapses & Renewals:
✔ If premium payments are not made within the grace period, the policy will lapse.
✔ Lapsed policies may require fresh underwriting before reinstatement.
💡 Tip: Renew policies before the due date to avoid coverage gaps.
✔ Jurisdiction: Any disputes will be governed by Indian law and resolved in the appropriate courts.
✔ Arbitration & Mediation: Customers may opt for alternative dispute resolution (ADR) before legal proceedings.
✔ Customer Support for Disputes: We encourage users to contact our support team before escalating disputes.
💡 Tip: Keep records of all policy-related communication for future reference.
✔ CareBharat Insurance reserves the right to update these Terms & Conditions at any time.
✔ Users will be notified of significant changes via email or website announcements.
✔ Continued use of our website & services implies acceptance of revised terms.
💡 Tip: Check the Terms & Conditions section regularly to stay updated.
📌 For any concerns regarding Terms & Conditions, contact us at:
📞 Customer Support: [CareBharat Contact Number]
📧 Email: support@carebharat.com
🌐 Website: CareBharat Insurance Terms & Conditions
💡 Tip: For urgent concerns, contact our support team for immediate assistance.
✔ CareBharat Insurance provides transparent & legally compliant insurance services.
✔ Users must abide by these Terms & Conditions when using our platform.
✔ Policy cancellations, claim disputes, and refunds are subject to insurer policies.
✔ All transactions & website usage are governed by applicable Indian laws.
👉 For complete details, visit our official website or reach out to our support team. 📜✅
At CareBharat Insurance, we are committed to maintaining transparency and trust with our clients.
Our Terms and Conditions outline the guidelines and responsibilities governing the use of our services and website.
1. Acceptance of Terms:
o By accessing and using our website or services, you agree to comply with and be bound by these Terms and Conditions.
2. Use of Services:
o Our services are intended for individuals seeking insurance products and information.
o You agree to provide accurate and complete information when using our services.
3. Intellectual Property:
o All content on our website, including text, graphics, logos, and images, is the property of CareBharat Insurance and is protected by applicable intellectual property laws.
4. Limitation of Liability:
o While we strive to provide accurate and up-to-date information, CareBharat Insurance is not liable for any errors or omissions on our website.
o We are not responsible for any damages arising from the use or inability to use our services.
5. Third-Party Links:
o Our website may contain links to third-party websites for your convenience.
o We do not endorse or assume responsibility for the content or practices of these third-party sites.
6. Privacy Policy:
o Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.
7. Modifications to Terms:
o CareBharat Insurance reserves the right to modify these Terms and Conditions at any time.
o Changes will be effective immediately upon posting on our website.
For a comprehensive understanding, we encourage you to review the full Terms and Conditions on our official website. If you have any questions or require further clarification, please contact our customer support team.
