AtCareBharat Insurance, we are committed to safeguarding your privacy and ensuring the security of your personal information. Our Privacy Policy outlines how we collect, use, and protect your data in compliance with applicable laws and regulations.
Personal Data: We collect personal details such as your name, contact information, and demographic data when you interact with our services.
Usage Data: Information about your interactions with our website, including IP addresses, browser types, and access times, is collected to enhance user experience.
Service Provision: Your data enables us to offer personalized insurance solutions and customer support.
Communication: We may use your contact information to send updates, promotional offers, and policy information, with an option to opt-out.
Improvement: Analyzing usage patterns helps us refine our services and website functionality.
Security Measures: We implement robust security protocols to prevent unauthorized access, disclosure, or alteration of your information.
Third-Party Sharing: Your data is not shared with external parties without your consent, except as required by law or to provide requested services.
Cookies: Our website uses cookies to enhance user experience and analyze site traffic.
Opt-Out: You can adjust your browser settings to refuse cookies, though this may affect website functionality.
Changes: We may update our Privacy Policy periodically.
Notification: Significant changes will be communicated via our website or direct communication channels.
For detailed information, please review our full Privacy Policy on our official website. If you have questions or concerns about your data privacy, contact our customer support team.
Data Privacy & Security Measures – CareBharat Insurance Privacy Policy 🔒✅
At CareBharat Insurance, we value your trust and are committed to protecting your personal information. This Privacy Policy outlines how we collect, store, process, and secure your data while ensuring compliance with applicable laws.
1. Types of Data We Collect & Why We Need It 📌
We collect information to provide a seamless insurance experience.
| Type of Data | Details Collected | Purpose |
|---|---|---|
| Personal Data | Name, Contact Number, Email, Address | To provide quotes, policy updates & customer support |
| Identity Data | PAN, Aadhaar, Date of Birth | Required for policy issuance & claim processing |
| Financial Data | Bank Details, Payment Information | Secure premium payments & refunds |
| Health Information | Medical History (for health & life insurance) | Risk assessment & claim processing |
| Usage Data | IP Address, Browser, Cookies, Website Behavior | To improve website experience & prevent fraud |
💡 Tip: We only collect data that is necessary to serve you better & comply with regulatory requirements.
2. How We Use Your Data 📌
Your personal & financial details help us issue, update, and renew policies.
Policy Issuance & Renewals: Your personal & financial details help us issue, update, and renew policies.
Claim Processing & Assistance: Your medical & financial details help us settle claims efficiently.
Customer Support & Communication: Used for policy reminders, claim updates & support services.
Fraud Prevention & Compliance: We monitor activities to detect unauthorized transactions.
Marketing & Promotions (With Your Consent): We may send exclusive insurance offers & newsletters.
💡 Tip: We never sell your data to third parties. Your information is used only for service improvements & regulatory compliance.
3. Data Protection & Security Measures 🔐
All sensitive information is encrypted & stored in secure servers.
Encryption & Secure Storage: All sensitive information is encrypted & stored in secure servers.
Two-Factor Authentication (2FA): We implement OTP-based authentication for security.
Access Controls: Only authorized personnel can access your data.
Regular Security Audits: We conduct periodic cybersecurity assessments.
4. Data Sharing & Third-Party Disclosure 📌
We never sell your data. However, we may share it with trusted partners for policy issuance & regulatory purposes:
With Insurance Companies: To underwrite policies & process claims.
With Payment Gateways: For secure online premium transactions.
With Regulators (IRDAI): As required under compliance guidelines.
With Law Enforcement: In case of fraud investigations or legal orders.
5. Cookies & Tracking Technologies 🍪
Why We Use Cookies: To enhance website performance & improve user experience.
Types of Cookies Used: Session cookies (for website navigation) & analytical cookies (for traffic insights).
Opting Out: You can disable cookies via your browser settings, but some website features may not function properly.
6. User Rights & Data Access Requests 📌
As a CareBharat Insurance customer, you have full control over your data:
Right to Access: Request a copy of the personal data we hold about you.
Right to Correct: Update any inaccurate or outdated information.
Right to Delete: Request deletion of your data (subject to legal & regulatory retention policies).
Right to Opt-Out: Unsubscribe from marketing emails & notifications anytime.
7. Retention of Personal Data 📌
How long do we keep your data?
Policyholders: Data is stored for up to 10 years after policy expiration (as per IRDAI guidelines).
Prospective Customers: Data is retained for up to 2 years unless you request deletion.
Claims Data: Stored for 7+ years after claim settlement for legal & audit purposes.
8. Changes to Privacy Policy
We may update this Privacy Policy periodically in compliance with legal and regulatory changes.
Customers will be notified of significant updates via email or website announcements.
💡 Tip: Review our Privacy Policy periodically to stay updated on changes.
9. How to Contact CareBharat for Privacy Concerns? 📌
If you have any questions or concerns regarding your data privacy, contact us at:
Customer Support: [CareBharat Contact Number]
Email: privacy@carebharat.com
Website: CareBharat Insurance Privacy Policy
💡 Tip: For urgent privacy-related matters, reach out via email or call our data protection team.
✔ CareBharat Insurance prioritizes customer data security & transparency.
✔ We collect only necessary data to improve services & comply with regulations.
✔ Customers have full control over their data, including access, corrections, & deletion.
✔ Our Privacy Policy ensures compliance with IRDAI guidelines & best cybersecurity practices.
👉 For complete details, read our full Privacy Policy on the official CareBharat Insurance website. 🔒✅
