“Don’t find customers for your products. Find products for your customers.” – Seth Godin
At CareBharat Insurance Brokers Pvt Ltd, we believe car insurance should never feel like a transaction.
It is about listening to you, understanding your journey, and then helping you secure the right protection.
That’s why, before recommending any Bajaj Allianz Car Insurance plan, we ask a few questions over a short call—about your car,
your driving habits, and your preferences. Only then do we customise the right cover.
We are licensed by the IRDAI, and our duty is clear: we work with all insurers, but our loyalty is always to you.
Whether it is Bajaj Allianz or any other insurer, our role is not to “sell” but to serve and secure your peace of mind.
About Bajaj Allianz General Insurance
Bajaj Allianz General Insurance is a trusted name in India’s insurance industry,
born from a joint venture between Allianz SE and Bajaj Finserv Limited. The company received its IRDAI registration
certificate on 2nd May 2001. Over the years, it has grown into one of the largest private insurers in India, reaching
more than 1,100 towns and cities.
In FY 2024-25, Bajaj Allianz recorded impressive numbers—₹4,761 crore revenue in Q1 alone, and a net profit of ₹576 crore.
These figures reflect its strength, reliability, and ability to support customers when they need it most.
Why Choose Bajaj Allianz Car Insurance through CareBharat?
Car insurance is not just a legal requirement under the Motor Vehicles Act—it is a shield for your family’s financial well-being.
Bajaj Allianz Car Insurance comes with cashless claim facilities,
customised cover options, and strong customer service. But what makes it even better is having CareBharat by your side.
We simplify the jargon, explain the fine print, and ensure that if a claim arises, you don’t stand alone.
With us, every promise is backed by empathy and experience.
Eligibility to Buy Bajaj Allianz Car Insurance
If you’re considering Bajaj Allianz Car Insurance through CareBharat, here’s what you’ll need:
Your vehicle must be registered with the RTO (Regional Transport Office).
You should hold a valid registration certificate (RC).
A valid driving licence is required.
Two passport-size photographs.
A valid PUC (Pollution Under Control) certificate.
Our team will guide you step-by-step through this process, ensuring you never feel burdened by paperwork.
Bajaj Allianz Car Insurance Plans with CareBharat
“Excellence is not an act, but a habit.” – Aristotle
At CareBharat Insurance Brokers Pvt Ltd, we remind our clients that car insurance is more than paperwork—it is peace of mind on every journey.
Bajaj Allianz Car Insurance offers a range of plans designed to meet different driving habits and financial needs.
Our role as your IRDAI-licensed broker is simple: we do not sell, we serve and secure. We first ask you a few questions over a short call,
understand your car usage, and then customise the right plan for you.
We proudly work with all insurers, but our loyalty is only to you, the customer.
Types of Bajaj Allianz Car Insurance Plans
1. Comprehensive (Package) Car Insurance
This is the most complete cover offered by Bajaj Allianz. It protects you against third-party liabilities as well as
damages to your own car caused by accidents, theft, fire, natural disasters, and more. You can also enhance it with add-ons
like engine protection, personal baggage cover, depreciation shield, and accessories cover—ensuring extensive protection
for both you and your vehicle.
2. Standalone Own Damage Car Insurance
If you already have a liability-only policy from another insurer, you can still secure your own car against risks with this plan.
It covers damages from natural calamities like floods and earthquakes, as well as man-made incidents like riots, theft, or accidents
caused by uninsured drivers.
3. Third-Party Car Insurance
Legally mandatory under the Motor Vehicles Act, this plan protects you against financial liability if your car injures another person,
damages their vehicle, or harms their property. It is the most basic yet crucial coverage.
4. Usage-Based Motor Insurance
For those who drive occasionally, Bajaj Allianz offers a smart “pay as you drive” option. Here, your premium is linked to the distance you drive.
You can choose between 2,500 km, 5,000 km, and 7,500 km slabs. A practical and cost-saving plan for those whose cars spend more time parked than on
the road.
Bajaj Allianz Car Insurance Add-ons
To make your cover more meaningful, Bajaj Allianz offers a wide range of add-ons. With CareBharat’s guidance,
you’ll only choose what truly benefits you—never unnecessary extras.
- Zero Depreciation Cover: Ensures you get the full claim amount without deductions for depreciation.
- Consumables Cover: Covers small yet essential items like oils, nuts, and bolts after an accident.
- Roadside Assistance: Provides emergency help for breakdowns, punctures, or oil leaks.
- Engine and Gearbox Protection: Covers costly repairs to engine or gearbox after an accident.
- Key Replacement Cover: Pays for new keys or locks if they are lost or stolen.
- Loss of Personal Belongings: Protects valuables inside your locked car.
- Pay As You Drive Cover: Reduces premium on next renewal if your annual driving is lower than estimated.
- Tyre Protection Cover: Replaces or repairs tyres damaged in an accident.
- Daily Conveyance Benefit: Helps cover daily commuting costs while your car is under repair.
- Zero Depreciation Cover: Compensates with full invoice value (including road tax and registration) in case of theft or total loss.
What is Covered and Not Covered
Inclusions:
- Third-party liabilities
- Own damage from accidents
- Natural calamities like floods and earthquakes
- Theft and fire
- Man-made disasters like riots
- Personal accident cover
Exclusions:
- Driving under influence of alcohol or drugs
- Normal wear and tear
- Damage outside India
- Driving without a valid licence
- War or nuclear-related damage
Bajaj Allianz Car Insurance Claim Process
CareBharat makes claims easier by standing with you at every step. With Bajaj Allianz, the process is largely digital for your convenience:
- Register on Insurance Wallet App Log in and access the Motor OTS feature.
- File Your Claim Enter accident and policy details, then submit. You’ll receive an SMS with your claim registration number.
- Self-Inspect & Upload Photos Upload pictures of the damage, RC, licence, and bank details.
Bajaj Allianz sends you the assessed claim amount via SMS.
- Accept or Reject : Agree to receive instant transfer of claim amount, or disagree and request a callback for reassessment.
Renewal of Bajaj Allianz Car Insurance
Renewing your car insurance is quick and simple. With CareBharat, you’ll receive reminders and personal guidance so your policy never lapses.
Steps for Renewal:
- Visit the renewal page online.
- Verify your mobile number via OTP.
- Select your existing policy, review details, and update changes if needed.
- Make payment securely through UPI, debit/credit card, or net banking.
Disclaimer
This article is for informational purposes only. Policy terms and benefits may vary across insurers.
Please read the brochure or consult our licensed insurance advisor before purchasing.
Key Features
“Trust is built with consistency.” – Ratan Tata
At CareBharat Insurance Brokers Pvt Ltd, we understand that choosing car insurance is not just about ticking a legal
requirement—it’s about securing your peace of mind every time you take the wheel. When it comes to Bajaj Allianz Car Insurance,
the strength lies not only in its wide presence and reputation but also in the care it extends to its policyholders.
Unlike many who simply sell a policy, we take time to ask you a few questions, understand your unique driving needs,
and then customise the right Bajaj Allianz Car Insurance plan. Because for us, your trust matters more than numbers.
Key Features of Bajaj Allianz Car Insurance with CareBharat
CareBharat makes claims easier by standing with you at every step. With Bajaj Allianz, the process is largely digital for your convenience:
Your car is protected not just against accidents, but also against natural calamities like floods and earthquakes, as well as man-made risks
such as theft or vandalism.
The policy can be issued quickly—Bajaj Allianz allows instant policy purchase in less than 3 minutes.
24/7 assistance is available through the “Caringly Yours” App, which also offers on-the-spot claim settlement for emergencies.
Dedicated customer support ensures that you are always updated on your policy status and claims.
You can enhance your protection anytime with flexible add-ons such as zero depreciation, roadside assistance, and return-to-invoice.
Every policy also includes mandatory third-party liability cover, safeguarding you against claims by others.
Bajaj Allianz Car Insurance – At a Glance
| Parameters |
Details |
| Claim Settlement Ratio (CSR) |
98% |
| Founding Year |
2001 |
| Network Garages |
7,200+ |
| No Claim Bonus (NCB) |
20–50% |
| Starting Premium |
₹2,094 |
| Available Add-ons |
10+ |
Why Choose Bajaj Allianz through CareBharat?
Insurance is not about one-size-fits-all. While Bajaj Allianz offers a solid framework of coverage, CareBharat ensures it is tailored to you.
We compare, customise, and stand by you during claims. Unlike direct sellers, our loyalty lies only with you—not with any insurer.
When you secure Bajaj Allianz Car Insurance through CareBharat, you don’t just get a policy—you get a partner who is always a call away.
Disclaimer
This article is for informational purposes only. Policy terms and benefits may vary across insurers.
Please read the brochure or consult our licensed insurance advisor before purchasing.
